1 Fisher Drive Unit #307, Mount Vernon, NY 10552

Property Description

Welcome to a quiet and beautifully landscaped community. This spacious 1-bedroom, 1-bath cooperative offers approximately 800 sq. ft. of sun-filled living space with hardwood floors, a separate dining area, and a large living room. The kitchen provides ample cabinet storage, and the oversized closets offer excellent functionality. Parking is available by waitlist, with additional street parking for guests. No pets permitted. Conveniently located steps from local bus lines and just a 20-minute walk to Pelham Metro North Station, this home is an ideal choice for first-time buyers or those looking to downsize into a comfortable and affordable setting. Financial Requirements: Applicant's post-closing assets are sufficient to cover up to 6 months of maintenance and loan payments; Applicant's Transunion FICO credit score rating is at least 700-730; Applicant's maximum DTI ration is 28-30%; Proof of funds for 20% down payment (Any funds from outside sources would require an explanation as to its source, including Gift Letter, if applicable); No bankruptcies within last 60 months; and no open judgments. Yearly salary of $60,000 Other Qualifications: Applicant has an acceptable employment history, that he or she has been in current position beyond probationary period or pursuant to submitted written contract and no history of short term employment; Proposed occupants have no sex offender registry, or conviction for a violent crime. No non-violent felonies within the last 60 Months. Maximum Financing: 80%