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$649,000
2 Beds 2 Baths 1022728 MLS
Welcome to this beautifully updated Split Ranch, situated on a generous 0.30-acre lot. Move-in ready and thoughtfully redesigned for modern living, this home offers extensive capital improvements that provide lasting peace of mind. The bright, open main level features new energy-efficient windows with updated shades, while a new front door with a smart lock enhances both security and curb appeal. The kitchen is fully equipped with a suite of brand-new stainless steel appliances, the sunroom the perfect flexible space for relaxing, entertaining, or working from home. A complete mechanical overhaul ensures ultimate efficiency, highlighted by a brand-new high-efficiency boiler, burner, and indirect water heater. Outside, professionally maintained landscaping showcases mature Japanese Maple and Magnolia trees, creating a serene and private outdoor setting. Ideally located with quick access to the Hutchinson River Parkway and just minutes from the White Plains train station, this home offers a seamless commute while keeping you incredibly close to top-tier shopping, dining, and parks. Combining unmatched quality upgrades with an outstanding location, this is a rare opportunity you don't want to miss.

29 West Street, White Plains

$425,000
2 Beds 2 Baths 1023710 MLS
Welcome home to this well maintained 2-bedroom, 1.5-bath co-op that truly lives like a townhouse! Offering a unique layout with two units in the building, this home provides a level of privacy and quiet that is hard to find in traditional co-op living. Step inside and immediately feel at home with warm hardwood floors throughout, abundant natural light, and a thoughtfully designed floor plan. The inviting living room offers a comfortable yet stylish space to relax or entertain, flowing seamlessly into the dining area featuring charming built-ins and plenty of room for gatherings. The kitchen features a modern design with sleek cabinetry, stainless steel appliances, and beautiful finishes — creating both style and functionality. Upstairs, you’ll find two spacious bedrooms, including a serene primary bedroom retreat with great natural light and generous space. Enjoy the convenience of two entrances, giving this home a true townhouse feel. Parking is located close to the unit, making everyday living simple and easy. Set within a peaceful, well-kept community surrounded by mature landscaping, this home offers the perfect balance of comfort and convenience. An ideal commuter location — just 10 minutes to the Metro-North train station with easy access to NYC, and close to major highways, shopping, dining, and everyday essentials. If you’re looking for the ease of co-op ownership with the feel and privacy of a townhouse, this special home is a must-see!

109 N Broadway Unit #H1, White Plains

$939,000
3 Beds 2 Baths 1023565 MLS
Convenient access to schools, shopping, houses of worship, parks, and major transportation! Welcome to this beautifully renovated home in the Highlands neighborhood of White Plains, where timeless charm meets modern comfort. Completely remodeled with quality craftsmanship throughout, the home features a new boiler, furnace, baseboard heating, electrical system, plumbing, roof, siding, windows, deck, patio and professionally refreshed landscaping—offering peace of mind for years to come. The first floor is designed for both everyday living and entertaining, showcasing new floors, an open-concept kitchen with quartz countertops and matching backsplash, a striking waterfall island, and a full wall pantry for exceptional storage. Skylight and new windows fill the space with natural light, while easy access to the rear deck creates a seamless indoor-outdoor flow. A beautifully finished marble bathroom, a bright living room with a built-in fireplace, and a charming dining nook come together to create a warm and inviting atmosphere. The finished lower level features a dedicated laundry area equipped with all-new appliances, providing added convenience for everyday living. Upstairs, the second floor offers three bedrooms, each with newly installed closets, along with a beautifully renovated bathroom and an abundance of natural light throughout. Every detail has been thoughtfully updated to create a home that is as functional as it is inviting. Move right in and enjoy the comfort, quality, and craftsmanship of this exceptional White Plains residence. Schedule your private tour today.

168 Longview Avenue, White Plains

$189,999
1 Beds 1 Baths 1023177 MLS
Welcome to Bryant Gardens, one of White Plains’ most beloved garden-style communities, where beautifully landscaped grounds, charming courtyards, and an unbeatable location create the perfect place to call home. This bright and inviting one-bedroom co-op offers comfortable, easy living with a spacious layout filled with natural light. The generously sized living room provides plenty of space to relax or entertain, while the eat-in kitchen features abundant cabinetry, granite countertops, and a functional layout. The spacious bedroom offers great closet space, and the updated full bath adds everyday comfort. Bryant Gardens is known for its park-like setting and community amenities, including beautifully maintained courtyards, a gazebo, playgrounds, community gardens, and walking paths. Ideally located just minutes from vibrant downtown White Plains, Metro-North, shopping, restaurants, parks, entertainment, and major highways. A wonderful opportunity to enjoy peaceful community living with everything downtown White Plains has to offer just moments away.

11 Bryant Crescent Unit #1J, White Plains

$879,000
3 Beds 3 Baths 976522 MLS
Welcome to this beautiful single-family ranch in the Orchard Hill neighborhood of Greenburgh. Ideally situated in the heart of Westchester County, this home offers exceptional convenience with easy access to all major roads and just 3 miles from the White Plains Metro-North Train Station. Designed for comfortable one-level living, the main floor includes everything you need. Inside, you'll find spacious, sun-filled rooms and a flexible layout. The expansive basement offers extended living space for a home office, recreation, guest room, and full bathroom. Additional highlights include an attached two-car garage, a large driveway with parking for up to five vehicles, abundant storage, and a prime location minutes from shopping, restaurants, parks, and more. Whether you are looking to move right in or personalize the space to make it your own, this home offers comfort, convenience, and incredible potential.

1 Beaufort Street, White Plains

$3,750
2 Beds 2 Baths 1023312 MLS
Sunny Spacious 2 Bed/2 Bath Corner Unit available in the highly desirable Jefferson Place located in the heart of Downtown White Plains. This is the one of the largest floor plans the building has to offer. Features include: 1 Garaged parking space, open kitchen w/ granite countertops, hardwood floors, large windows with lots of natural sunlight, spectacular views, large baths, washer/dryer in unit, walk in closets, central AC, Hunter Douglas window shades, Nest thermostats, dishwasher and so much more! Building features 24 Hour Concierge, State of the Art Gym, Media Room, Club Room, Library, Billiards Room, Business Center & Kids Playroom. Walk to all: Shops, Restaurants, Entertainment, Westchester Mall, and Metro North Station; (36 min ride to GC). Pet Friendly (some restrictions apply)!

300 Mamaroneck Avenue Unit #632, White Plains

$799,000
2 Beds 4 Baths 1013216 MLS
Welcome to Winding Ridge, one of Westchester County's best-kept secrets for low-maintenance living. Tucked away in a peaceful, tree-lined setting, this sought-after community offers the perfect balance of privacy and accessibility - located just minutes from the restaurants, shopping, entertainment, and Metro-North in downtown White Plains. Sparkling from top to bottom, this beautifully maintained townhome is truly move-in ready. Thoughtfully designed with generously sized rooms, oversized closets, vaulted ceilings and an abundance of natural light, the flexible floor plan offers incredible versatility. Two spacious bedrooms are complemented by three full bathrooms and a powder room, while the loft provides the ideal space for a home office, artists studio, or hobby room. The finished lower level, complete with a full bathroom, is perfect for a recreation room, guest accommodations, fitness space, or whatever best suits your lifestyle. Recent improvements include all new windows (2022), a new refrigerator (2023), and fresh interior paint (2026), providing comfort and peace of mind for years to come. Step outside to a spacious patio, lawn and peaceful wooded backdrop, creating a quiet setting for morning coffee or evening relaxation. Community amenities include a swimming pool, fitness center, tennis courts, a playground, and beautifully maintained grounds. Pet-friendly and exceptionally convenient, Winding Ridge offers a lifestyle that's hard to match.

34 Winding Ridge Road, White Plains

$499,900
1 Beds 2 Baths 997816 MLS
Why settle for ordinary condo living when you can own a piece of White Plains history? Welcome to The Hill, the iconic former Battle Hill School, where timeless architecture meets modern loft-inspired living. Soaring 14-foot ceilings, oversized windows, and dramatic open spaces set the stage for this exceptional 1-bedroom plus den, 1.5-bath residence, thoughtfully designed to live like a two-bedroom home, delivers the unmistakable character of a SoHo loft, without the Manhattan price tag or commute. Natural light pours through expansive windows, highlighting the spacious living and dining areas and creating an atmosphere that is both inviting and inspiring. The designer-inspired kitchen makes a striking statement with its sleek dark cabinetry, contemporary glass-panel accents, quartz countertops, stainless steel appliances, and modern finishes that blend style with everyday functionality. Gleaming laminate flooring flows throughout the home, while the convenience of an in-unit washer and dryer enhances effortless living. Retreat to the oversized primary bedroom featuring a generous walk-in closet, while the versatile den space is perfect as a home office, guest room, or creative studio. Life at The Hill extends well beyond your front door. This pet-friendly community offers exceptional amenities including a fitness center, basketball, racquetball and squash courts, community lounge, beautifully landscaped courtyard, BBQ and picnic area, ample parking, including one assigned parking space, deeded storage, and meticulously maintained grounds. Ideally located in the heart of White Plains, you'll enjoy walking distance to Battle Hill Park and just minutes to Metro-North, the Bronx River Parkway, downtown White Plains' acclaimed restaurants, boutique shopping, entertainment, and everything this vibrant city has to offer. A rare opportunity to experience the charm of a historic landmark with the comfort, style, and convenience of modern condominium living.

65 McKinley Avenue Unit #C2-5, White Plains

$999,000
3 Beds 3 Baths 1020622 MLS
Experience sophisticated living in this beautifully renovated 3-bedroom, 3 bath residence at The Lofts in White Plains. Every detail has been thoughtfully redesigned, creating a home that seamlessly blends contemporary elegance with exceptional comfort. The show-stopping designer kitchen is the centerpiece of the home, featuring custom cabinetry, premium finishes, and a stunning oversized island that's perfect for entertaining, casual dining, or gathering with family and friends. The open-concept layout flows effortlessly into the spacious living and dining areas, highlighted by a striking new gas fireplace that adds warmth and style. New flooring extends throughout the residence, complementing the home's warm aesthetic. Retreat to the spectacular primary suite, where you'll find a luxurious, spa-inspired ensuite bathroom featuring a custom walk-in shower, designer finishes, and beautifully crafted custom cabinetry. Two additional generously sized bedrooms provide flexibility for family, guests, or a home office. Located in one of White Plains' most sought-after luxury buildings, The Lofts offers the perfect combination of upscale living and convenience, just moments from Metro-North, fine dining, shopping, entertainment, and major highways for an easy commute to New York City.

25 City Place Unit #6C, White Plains

$479,000
2 Beds 1 Baths 1020809 MLS
An iconic residence at The Broadlawn. Timeless architectural character and modern amenities define this beautifully renovated home within one of White Plains' most distinguished landmark-style cooperative communities. Surrounded by meticulously landscaped gardens, mature specimen trees, and tranquil courtyards, this boutique-style residence offers a rare combination of elegance, serenity, and walkable city living. Among Unit J245's most exceptional attributes is its premier location within The Broadlawn, long regarded as the community's most coveted setting. Sun-filled western exposures overlook the iconic courtyard gardens, while eastern vistas extend across the tranquil expanse of Turnure Park. Spring brings a breathtaking display of flowering Kwanzan cherry trees, while the remaining seasons reveal a tapestry of mature parkland and meticulously landscaped gardens. Every window frames an ever-changing panorama of beauty, privacy, and serenity. The gracious living room is centered around a wood-burning fireplace and enhanced by built-in bookcases, plaster crown moldings, and French doors opening to a private balcony overlooking the beautifully landscaped courtyard. A formal dining room flows seamlessly into the renovated kitchen featuring expansive countertops, abundant cabinetry, a Sub-Zero refrigerator, professional Wolf range, and stainless steel appliances. The spacious primary bedroom enjoys peaceful park views, while the versatile second bedroom is equally suited as a guest room, home office, or den. A beautifully renovated bathroom completes the residence. Life at The Broadlawn extends beyond the apartment itself. Residents enjoy enchanting park-like grounds with flowering specimen trees, winding pathways, and a charming pergola for outdoor gatherings. Despite its tranquil residential setting, Metro-North, vibrant downtown White Plains, acclaimed restaurants, shopping, entertainment, and parks are all just a short stroll away. A rare opportunity to own a beautifully updated home where historic architecture, exceptional craftsmanship, and modern comfort come together in one of White Plains' most sought-after cooperative communities. Property taxes are included in the monthly maintenance. Maintenance does not reflect the STAR credit. Dogs permitted with Board approval.

20 N Broadway Unit #J245, White Plains

$650,000
3 Beds 1 Baths 1021399 MLS
Welcome to this charming and beautifully maintained Colonial nestled on a quiet residential street in the heart of White Plains. Offering the perfect blend of comfort and convenience, this inviting home features a warm and welcoming interior, spacious living areas, and a generously sized backyard, ideal for entertaining, gardening, or simply relaxing outdoors. Located just minutes from shopping, dining, parks, schools, and all that White Plains has to offer, with easy access to I-287 and only a 6-minute drive to the Metro-North train station for a seamless commute to New York City. Whether you're enjoying the peaceful neighborhood or the convenience of nearby amenities, this home offers the best of both worlds. Don't miss the opportunity to make this wonderful property your next home!

18 Miller Terrace, White Plains

$239,900
1 Beds 1 Baths 1020253 MLS
Welcome to Surrey Strathmore, a pet-friendly cooperative offering refined living in the vibrant heart of White Plains. Thoughtfully renovated from top to bottom, this move-in-ready 1-bedroom, 1-bath residence offers approximately 825 square feet of sophisticated living space, blending timeless elegance with modern convenience perfect for commuters, first-time buyers, or those seeking a stylish suburban retreat. A welcoming foyer opens to an expansive living and kitchen area featuring soaring ceilings, gleaming hardwood floors, and abundant natural light, creating an inviting space for both entertaining and everyday living. The designer kitchen has been meticulously renovated with custom Wellborn cabinetry, stunning Caesarstone Calacatta quartz countertops, Bosch dishwasher, Frigidaire Professional stainless steel appliances, recessed lighting with custom stainless steel trim, and exceptional craftsmanship throughout. The spa-inspired bathroom showcases natural stone tile, premium Kohler fixtures, a Grohe rain shower system, and a contemporary Ronbow vanity, delivering a luxurious retreat with every detail carefully selected. The spacious bedroom offers generous closet space and large windows that fill the home with natural light. Residents enjoy the convenience of an elevator, common laundry facilities on street level, and a private outdoor BBQ area for relaxing or entertaining. Located just minutes from Metro-North, shopping, restaurants, parks, and all that downtown White Plains has to offer, this exceptional residence offers the perfect combination of luxury, convenience, and low-maintenance living. Don't miss this rare opportunity to own a truly turnkey unit in the heart of White Plains' most desirable cooperative communities.

90 Bryant Avenue Unit #2B- Dorset, White Plains

$799,000
3 Beds 2 Baths 1020296 MLS
Welcome to this beautifully maintained, move in ready, 3-bedroom, 2-bath front-to-back split-level home, ideally situated on a peaceful cul-de-sac in the desirable Hilltop Farms neighborhood. Set on a generous 0.26-acre property, this bright and airy home features an open floor plan designed for comfortable everyday living and entertaining. The main living areas are enhanced by hardwood flooring and abundant natural light, highlighted by a new Andersen picture window. French doors open to a versatile first-floor living space, enhancing the natural flow between rooms and adding flexibility for everyday living and entertaining. Additional features include central air conditioning, ample storage throughout, a new roof with a transferable 50-year warranty, and an invisible pet fence. Conveniently located near shopping, dining, parks, schools, major roadways, and public transportation, this move-in-ready home offers the perfect blend of comfort, functionality, and convenience.

11 Oakridge Road, White Plains

$219,000
1 Beds 1 Baths 1016776 MLS
Welcome to this beautifully updated top-floor one-bedroom, one-bath cooperative, ideally situated in the heart of White Plains. This bright corner unit offers an abundance of natural light and features gleaming hardwood floors, a renovated bathroom, an updated kitchen, and a versatile semi-private office area just off the living room—perfect for working from home or creating a cozy reading nook. The spacious bedroom offers generous closet space, while the thoughtful layout provides both comfort and functionality. Enjoy the convenience of being just moments from downtown White Plains, where you'll find exceptional shopping, dining, entertainment, parks, and Metro-North, with easy access to major highways and public transportation for a seamless commute. Parking is available via a building waitlist. Don't miss this wonderful opportunity to own a move-in-ready home in one of Westchester's most convenient locations.

12 Westchester Avenue Unit #6F, White Plains

$3,400
2 Beds 2 Baths 1011281 MLS
Experience modern living at Kensico Commons, a boutique luxury rental community offering thoughtfully designed residences with private entrances, contemporary finishes, and exceptional convenience in White Plains. This bright and inviting residence features an open-concept floor plan, expansive windows that fill the space with natural light, a stylish kitchen with stainless steel appliances, in-unit washer and dryer, central air conditioning, and beautifully appointed finishes throughout. Residents enjoy a variety of amenities, including assigned on-site parking with EV charging stations available, a fitness center, resident lounge with kitchen, and outdoor grilling area. Kensico Commons is also pet friendly, welcoming both dogs and cats with approval. Ideally located just minutes from downtown White Plains, Metro-North, shopping, dining, entertainment, and major commuter routes, Kensico Commons offers a seamless blend of comfort, style, and convenience in the heart of Westchester.

108 N Kensico Avenue Unit #6A, White Plains

$325,000
1 Beds 1 Baths 1015063 MLS
Penthouse Living at Crystal Towers. Top-Floor Renovated 1-BR off Downtown White Plains. Welcome home to this completely renovated, modern one-bedroom unit located on the coveted top floor of Crystal Towers. Offering the perfect blend of suburban comfort and vibrant city convenience, this turnkey residence was fully updated with permits just four years ago. It features state-of-the-art appliances, custom built-in shelving, electric blinds, and sleek modern finishes throughout. This penthouse-level home offers the ultimate in top-floor privacy, delivering a peaceful living environment alongside expansive views and excellent natural light. Every inch of the space has been thoughtfully modernized, from the fully updated kitchen and bath equipped with high-end, state-of-the-art appliances, to the custom built-in shelving meticulously designed to maximize space and organization. Crystal Towers is a highly desired, full-service building that has recently undergone numerous major interior and exterior upgrades. Residents enjoy an elevated lifestyle with access to a secure indoor garage, a fully equipped workout room and fitness center, and the ultimate convenience of dedicated laundry rooms on every floor. The property also features specialized bike and personal storage areas, along with beautifully maintained outdoor recreation and patio spaces for relaxing. Perfectly situated at 20 Old Mamaroneck Road, you are just moments away from everything White Plains has to offer. Dining, premium shopping, and local hotspots are all conveniently close to your front door. For travel or commuting, you will love the close proximity to the White Plains Metro-North station—offering a quick, seamless ride into New York City—as well as nearby Come see why Crystal Towers is one of the most sought-after addresses in town! Showings are available daily. Schedule your private tour today!

20 Old Mamaroneck Road Unit #7G, White Plains

$1,049,999
3 Beds 5 Baths 971959 MLS
Location! Right off Spring Brook Parkway on a cul de sac and close to Greenburgh library, schools (Maria Regina, Solomon Schechter schools), all central ave shoppings and Hartsdale train station. House lives like 5 bedroom with large walkin closet and 2 extra bonus rooms, and first floor bedroom and bath. Complete move-in-ready home with with modern bathroom and kitchen with beautiful white carrerra marble counter tops and stainless steel backsplashes. Crown molding, wallpaper and 5 inches wood floor throughout. Family room has surround windows that get plenty of sunlight. Enjoy indoor and outdoor living with large .32 acre front and back yard with 8 feet tall white fully fenced yard for privacy. Two level Trex deck (no maintainance needed) right next to patio area with built-in bbq. Beautifully manicured landscaping with fully paved large driveway and 2 car garages. 2 level basement with one walkout and wetbar. Don’t miss this opportunity! Come see and make an offer before it it's too late. Free PreK with Greenburgh school district also. Additional STAR tax credit of $1066.40

9 Primrose Avenue W, White Plains

$1,399,000
3 Beds 5 Baths 1019651 MLS
Custom-built contemporary home (1987) designed for effortless one level living, with a bright, open floor plan, exceptional for entertaining or daily living. The welcoming great room features stunning built-ins, wet bar, wood burning fireplace, and multiple seating areas with sliding doors to the bluestone patio. The dining room is adjacent to the eat-in kitchen with doors to the laundry room and side deck for BBQ'ing. The primary suite offers two full baths, 2 walk in closets, a dressing room, built-in closets and large sliding doors to the back patio. On the opposite side of the house, there are two spacious bedrooms that share a Jack and Jill bath. The lower level offers additional room for a home office or live in, along with a two car garage. Step outside to beautifully landscaped grounds, ideally located to schools, parks, shopping and restaurants.

132 Barton Road, White Plains

$367,000
2 Beds 1 Baths 1010673 MLS
Welcome to Broadpark Lodge, one of White Plains' most architecturally distinctive Tudor residences, where timeless character meets everyday convenience. From the moment you arrive, you'll appreciate the warm and inviting ambiance of this beautifully maintained building, complete with a private garden, lush landscaping, and peaceful outdoor spaces. Inside, abundant natural light fills this charming apartment, highlighting pristine hardwood floors, detailed millwork, elegant crown molding, and oversized windows overlooking the picturesque courtyard. The spacious eat-in kitchen features stainless steel appliances and a custom built-in banquette seating with hidden storage, perfectly positioned beneath sun-filled windows—a wonderful spot to enjoy your morning coffee. The gracious living room features a fireplace, a custom built-in entertainment console, and French doors leading to a versatile bonus room ideal as a den, home office, reading room, or sunroom, all with tranquil courtyard views. Two generously sized bedrooms feature contemporary fixtures and exceptionally large closets, including a cedar closet, while additional closets throughout the apartment provide outstanding storage. Broadpark Lodge's beautifully landscaped private gardens create a peaceful retreat just moments from the vibrant heart of White Plains. Enjoy easy access to shopping, restaurants, entertainment, and Metro-North, offering an approximately 30-minute commute to Grand Central Terminal. Pet-friendly (cats and dogs welcome, 30-pound weight limit), no flip tax, monthly maintenance of $1,267.59.

2 Westchester Avenue Unit #4J, White Plains

$5,600
2 Beds 2 Baths 1019976 MLS
Welcome to 416 Ridgeway, a beautifully positioned residence in one of White Plains' most sought-after neighborhoods. Offering the perfect balance of comfort, convenience, and location, this two-bedroom, two-bath home delivers the lifestyle today's buyers are looking for. Step inside to discover bright, inviting living spaces, a functional layout, and thoughtfully designed interiors that make everyday living effortless. Whether you're entertaining guests, working from home, or simply enjoying a quiet evening, this home provides the flexibility and comfort to fit your lifestyle. Located just minutes from downtown White Plains, Metro-North, shopping, dining, parks, and major commuter routes, 416 Ridgeway places you at the center of it all while maintaining the privacy and charm of a residential setting. In a market where location is everything, 416 Ridgeway is an address that truly stands out.

416 Ridgeway, White Plains

$725,000
2 Beds 1 Baths 1019815 MLS
Welcome to 71 Longdale Avenue, White Plains - where timeless character meets modern comfort. This beautifully renovated historic 2-bedroom, 1-bath home has been thoughtfully updated while preserving the craftsmanship and charm that make older homes so special. Step inside to discover stunning original hardwood floors, beautifully preserved throughout the home, complemented by updated lighting that creates a warm and inviting atmosphere. The completely remodeled kitchen features sleek, energy-efficient stainless steel appliances, modern cabinetry, and stylish finishes designed for today's lifestyle. The renovated bathroom offers contemporary comfort with elegant fixtures and finishes. The finished basement provides valuable additional living space—perfect for a family room, home office, gym, or recreation area. Additional upgrades include a new hot water heater for added peace of mind. Outside, enjoy an expansive fenced backyard, ideal for entertaining, gardening, pets, or simply relaxing in your own private retreat. The property also boasts an impressive eight-car driveway along with space to build a detached garage or an assessory dwelling unit (ADU), it offers exceptional parking and storage rarely found in the area. Looking for room to grow? The spacious attic presents an exciting opportunity to be converted into a third bedroom, home office, or bonus living space, adding even more value and versatility. Whether you're a first-time homebuyer, downsizing, or searching for a move-in-ready home with historic charm and modern conveniences, 71 Longdale Avenue offers the perfect blend of character, comfort, and future potential. Don't miss the opportunity to make this exceptional property your next home.

71 Longdale Avenue, White Plains

Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.